Terms of Service

Agreement to Terms

By accessing or using Home Roof Program ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of the terms, you may not access the Service.

Description of Service

Home Roof Program provides:

• Eligibility checking for housing restoration benefits
• Connection to qualified contractors and service providers
• Information about state and federal assistance programs
• Educational resources about property restoration

We are not an insurance company, government agency, or contractor. We provide information and referral services only.

User Responsibilities

When using our Service, you agree to:

• Provide accurate and truthful information
• Maintain the confidentiality of your account
• Not use the Service for any illegal purpose
• Not interfere with or disrupt the Service
• Not attempt to gain unauthorized access to our systems
• Comply with all applicable laws and regulations

No Guarantee of Benefits

We provide information about potential benefits and connect you with service providers. However:

• We do not guarantee that you will qualify for any benefits
• We do not guarantee specific claim amounts or outcomes
• Final eligibility is determined by insurance companies and government agencies
• We are not responsible for the actions of third-party contractors or service providers
• Per state law, homeowners are responsible for their deductible. We guarantee NO costs exceeding your deductible.

Third-Party Services

Our Service may contain links to third-party websites or services. We are not responsible for:

• The content or practices of third-party websites
• The quality of work performed by contractors we refer
• Disputes between you and third-party service providers

You should independently verify all contractors and service providers before engaging their services.

Intellectual Property

The Service and its original content, features, and functionality are owned by Home Roof Program and are protected by international copyright, trademark, and other intellectual property laws.

You may not copy, modify, distribute, sell, or lease any part of our Service without our express written permission.

Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Warranties of merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy or completeness of information

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, HOME ROOF PROGRAM SHALL NOT BE LIABLE FOR:

• Any indirect, incidental, special, or consequential damages
• Loss of profits, data, or goodwill
• Service interruptions or errors
• Actions of third-party contractors or service providers
• Denied claims or benefit applications

Indemnification

You agree to indemnify and hold harmless Home Roof Program from any claims, damages, losses, liabilities, and expenses arising from your use of the Service or violation of these Terms.

Termination

We may terminate or suspend your access to the Service immediately, without prior notice, for any reason, including breach of these Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes by posting the new Terms on this page and updating the "Last Updated" date.

Contact Information

If you have questions about these Terms, please contact us: